Board of Directors

Mukhtar Malik Hussain – Chairman

Mr Mukhtar Malik Hussain graduated from University of Wales with a BSc Economics. He first joined the HSBC Group in 1982 as a Graduate Trainee in Midland Bank International. In 1991, he was appointed as Assistant Director Samuel Montagu. After close to 11 years of working in the Group's London offices, Mr Hussain then held numerous posts in Dubai including CEO, HSBC Financial Services (Middle East) and also established the initiative to create the first foreign investment bank in Saudi Arabia for HSBC. In 2006, he headed back to London as Global Head of Principal Investments, the proprietarily and fund investment arm of HSBC. He moved back to Dubai in 2008 as Deputy Chairman, HSBC Bank Middle East Limited, Global CEO of HSBC Amanah and CEO Global Banking and Markets, Middle East & North Africa. Mr Hussain took over as Deputy Chairman and Chief Executive Officer for HSBC Bank Malaysia Berhad on 15 December 2009. He will also continue in his role as Global CEO of HSBC Amanah.

Zainudin Ishak - Executive Director and Chief Executive Officer

Encik Zainudin bin Ishak was appointed as the Executive Director and Chief Executive Officer of HSBC Amanah Takaful on 2 March 2009. He brings with him a wealth of experience having worked in the insurance industry for over 20 years. This includes setting up of a robust claims settlement system as well as heading the Customer Service Division in a local joint-venture takaful operator. He obtained a Certificate of Insurance from the University Institute Technology Mara in 1985 and in 1994, obtained Full Associateship of Malaysia Insurance Institute.

Harpal Singh Karlcut – Non Independent, Non-Executive Director

Mr Harpal Singh Karlcut graduated from University of Warwick with a Master of Business Administration, and he is a Fellow of The Institute of Actuaries. He is currently the Head of International, HSBC Insurance (Asia Pacific) Holdings Limited. He was the CEO of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited from Aug 2006 to Dec 2010 and the CEO of HSBC Life (UK) Limited from Oct 1992 to July 2006. His last position held was as the Deputy CEO of Insurance North America, HSBC USA.

Tam Chiew Lin – Non Independent, Non-Executive Director

Madam Tam Chiew Lin is the Managing Director and Executive Director of Jerneh Asia Berhad and Jerneh Insurance Berhad respectively. She is also a Director of Jerneh Asia Capital Sdn. Bhd., Jerneh Investment (HK) Limited, Areca Capital Sdn. Bhd., KRM Reinsurance Brokers, Philippines, Inc., Taishan Insurance Brokers Phillipines, Inc., Generali Pilipinas Holding Co. Inc., Generali Pilipinas Life Assurance Co. Inc., Generali Pilipinas Insurance Co. Inc., KAG Holdings Co. Ltd. and IWF Holdings Co. Ltd. She joined Jerneh Asia Berhad in 2000. She obtained her Postgraduate Certificate in Banking Finance from the University of Wales, the United Kingdom in 1995, her Diploma in Applied International Management from the Swedish Institute of Management, Sweden in 1987 and Fellow from the Institute of Chartered Accountants in England and Wales, the United Kingdom in 1975. In 1976, Madam Tam became a Public Accountant upon being awarded by Malaysian Institute of Certified Public Accountants and a Chartered Accountant upon being awarded by the Malaysian Institute of Accountants.

Hizwani bin Hassan - Non Independent, Non-Executive Director

Encik Hizwani bin Hassan is the Executive Director of Corporate Social Responsibility of 1Malaysia Development Berhad. Prior to this, he was the Deputy Chief Executive Officer of Malaysia’s Employees Provident Fund (EPF), responsible for customer delivery services, financial affairs and corporate communications of EPF. He is a member of the Malaysian Institute of Accountants and an associate of the Institute of Chartered Accountants in England and Wales. Encik Hizwani graduated with a Bachelor of Science (Honours), majoring in Economics, from the London School of Economics, University of London.

Dato’ Haron bin Siraj - Independent, Non-Executive Director

Dato’ Haron Bin Siraj is currently the Director for Scomi Group Berhad and Kulim (Malaysia) Berhad. He obtained his B.A. (Hons) Economics from University of Manchester, United Kingdom in 1968 and his M.A. (Dev. Econ) from the Williams College, United States of America in 1975.

Kasim Bin Zakaria – Independent, Non-Executive Director

Encik Kasim bin Zakaria is the General Manager of the Perlis State Economic Development Corporation. He retired from the positions of Chief Executive Officer, Director and Head of Insurance Group of Mayban Fortis Holdings Bhd in June 2005. He brings with him a wealth of experience from the insurance industry for over 30 years at national and regional levels. He obtained his B.Sc. (Business Administration) from the University of Malaya, Malaysia in 1974.