HSBC Amanah Takaful Malaysia
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Board of Directors

Zainudin Ishak - Executive Director and Chief Executive Officer

Encik Zainudin bin Ishak was appointed as the Executive Director and Chief Executive Officer of HSBC Amanah Takaful on 2 March 2009. He brings with him a wealth of experience having worked in the insurance industry for over 20 years. This includes setting up of a robust claims settlement system as well as heading the Customer Service Division in a local joint-venture takaful operator. He obtained a Certificate of Insurance from the University Institute Technology Mara in 1985 and in 1994, obtained Full Associateship of Malaysia Insurance Institute.


Lim Eng Seong - Non Independent Non-Executive Director

Mr Lim Eng Seong, graduated from University of Malaya with a Bachelor of Economics (Business Administration) Honors. He is currently the Head of Retail Banking and Wealth Management (RBWM) of HSBC Bank Malaysia Berhad. Prior to joining HSBC Malaysia, he was attached to an international Fast-Moving Consumer Goods company as the Marketing Director. He has worked in the Philippines and Thailand, and with extensive experience in product development and marketing of retail business.


Harpal Karlcut – Non Independent Non-Executive Director

Mr Harpal Karlcut graduated from University of Warwick with a Master of Business Administration, and he is a Fellow of The Institute of Actuaries. He is currently the Head of International, HSBC Insurance (Asia Pacific) Holdings Limited. He was the CEO of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited from Aug 2006 to Dec 2010 and the CEO of HSBC Life (UK) Limited from Oct 1992 to July 2006. His last position held was as the Deputy CEO of Insurance North America, HSBC USA.


Sazaliza bin Zainuddin - Non Independent Non-Executive Director

Encik Sazaliza is a graduate from Southbank University, UK in Accounting and Finance. He is also an ACCA holder and member of the Malaysian Institute of Accounting. He is currently the General Manager of Finance Department at EPF. Prior to joining EPF, he was a Senior Manager at Pricewaterhouse Coopers.


Datuk Haron bin Siraj - Independent, Non-Executive Director

Datuk Haron Bin Siraj is currently the Director for Kulim (Malaysia) Berhad. He obtained his B.A. (Hons) Economics from University of Manchester, United Kingdom in 1968 and his M.A. (Dev. Econ) from the Williams College, United States of America in 1975.


Kasim Bin Zakaria – Independent Non-Executive Director

Encik Kasim bin Zakaria is the General Manager of the Perlis State Economic Development Corporation. He retired from the positions of Chief Executive Officer, Director and Head of Insurance Group of Mayban Fortis Holdings Bhd in June 2005. He brings with him a wealth of experience from the insurance industry for over 30 years at national and regional levels. He obtained his B.Sc. (Business Administration) from the University of Malaya, Malaysia in 1974.