HSBC Amanah Takaful Malaysia
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Board of Directors

Kasim bin Zakaria - Independent Non-Executive Director/Chairman

Encik Kasim bin Zakaria is the General Manager of the Perlis State Economic Development Corporation. He retired from the positions of Chief Executive Officer, Director and Head of Insurance Group of Mayban Fortis Holdings Bhd in June 2005. He brings with him a wealth of experience from the insurance industry for over 30 years at national and regional levels. He obtained his B.Sc. (Business Administration) from the University of Malaya, Malaysia in 1974.



Dato' Haron bin Siraj - Independent Non-Executive Director

Dato' Haron Bin Siraj is currently the Director for Kulim (Malaysia) Berhad. He obtained his B.A. (Hons) Economics from University of Manchester, United Kingdom in 1968 and his M.A. (Dev. Econ) from the Williams College, United States of America in 1975.



Harpal Karlcut- Non-Independent Non-Executive Director

Mr Harpal Karlcut graduated from University of Cambridge with a Bachelor of Arts in Mathematics, subsequently enhanced to a Master of Arts. He subsequently completed a Masters in Business Administration at Warwick University and is a Fellow of the Institute & Faculty of Actuaries and the Chartered Institute of Marketing. He is currently the Head of Business Development & International, Group Insurance, HSBC Holdings Plc. His previous roles included: Deputy CEO of Insurance North America, HSBC USA from Jan 2011 to Jan 2012, CEO of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited, India from Aug 2006 to Dec 2010, and CEO of HSBC Life (UK) Limited from 2002 to 2006.



Sazaliza bin Zainuddin - Non-Independent Non-Executive Director

Encik Sazaliza bin Zainuddin is a graduate from Southbank University, UK in Accounting and Finance. He is also an ACCA holder. He is currently the Head of Finance Department at EPF. Prior to joining EPF, he was a Senior Manager at Pricewaterhouse Coopers.



Lim Eng Seong - Non-Independent Non-Executive Director

Mr Lim Eng Seong, graduated from University of Malaya with a Bachelor of Economics (Business Administration) Honors. He is currently the Head of Retail Banking and Wealth Management (RBWM) of HSBC Bank Malaysia Berhad. Prior to joining HSBC Malaysia, he was attached to an international Fast-Moving Consumer Goods company as the Marketing Director. He has worked in the Philippines and Thailand, and with extensive experience in product development and marketing of retail business.