Worried about any unforeseen circumstances happening to your house? HTS – FT offers peace of mind to you and your family and is specially designed to provide comprehensive protection against loss or damage to your home caused by the unexpected.
Your home will be covered for the following perils under this scheme:
You may extend the standard certificate coverage to include any of the following perils by paying additional contribution:
How much coverage do you need?
You must ensure that your property is adequately covered at all times, taking into account the renovations and enhancements made to your property. The sum covered should cover the cost of rebuilding your property in the event of loss or damage.
Will there be any surplus sharing?
If there is any surplus at the end of each financial year, Participants are entitled to the surplus at the end of Takaful period.
What is special about this plan?
You do not have to renew your certificate as this plan provides a long-term coverage based on the loan period. However, you are advised to check the value of your takaful coverage from time to time to ensure that the value is based on the latest rebuilding cost.
What are the major exclusions under this plan?
This certificate does not cover certain losses such as but not limited to:
Note: The list of exclusions is not exhaustive and reference should be made to the comprehensive list contained in the Certificate/Master Certificate.
Note : Please use Internet Explorer for the Calculation of Estimated Monthly Repayment of Loan
For more information , please call HSBC Amanah Takaful (Malaysia) Sdn. Bhd. Customer Service at 1-800-88-9659.
Please note that the information set out on this page is merely to inform the public of the range of products / proposed products – all such products are ultimately subject to the provisions contained in each of their respective Takaful Certificates and any proposal for Takaful coverage is subject to the acceptance of the Takaful Operator (HSBC Amanah Takaful (Malaysia) Sdn. Bhd.).