HSBC Amanah Takaful operates within a framework of Islamic principles known as Shariah. This concept offers profit-sharing opportunities to customers. We are a new member of the HSBC Group, which has been involved in takaful business in several countries for a number of years.
In broad terms, policyholders are participants in our Takaful Funds, established for the benefit of all; any claims are paid from the funds. We only invest the fund in Shariah-compliant investments and any surplus is shared with the participants in the fund.
Worried that something bad may happen to your home? Homeowner Takaful can offer peace of mind to you and your family. Homeowner Takaful is specially designed to provide comprehensive protection against loss or damage cause by unforeseen dangers.
What will I be covered under HSBC Homeowner Takaful Scheme?
Fire, Lighting, thunderbolt, subterranean fire
Explosions
Property being hit by
Aircraft or other flying devices or anything dropped by them
Road Vehicles
Animals
Bursting or overflowing from any fixed domestic water tanks, apparatus or pipes
Damage to property caused by theft
Hurricane, Cyclone, typhoon, windstorm
Earthquake, volcanic eruption
Flood
Loss of rent
Liability to third party
Require more coverage? (subject to additional contribution)
Riot, Strike and Malicious Damage (Occupied Property Only)
Subsidence and Land Slip (Subject to approval)
How much will it cost me?
From as low as RM10.60 for every RM10,000 sum covered under Homeowner Takaful Scheme. Additional contribution is required for more coverage.
How much should I cover for?
Your coverage amount should reflect the full cost of rebuilding your home.
To find out more, visit any of HSBC Bank Malaysia Berhad’s branches today or call 1-800-88-9659.
Kindly note that the information set out in this page is merely to inform the public of the range of our products / proposed products - all such products are ultimately subject to the provisions contained in each of their respective Takaful Certificates.
