Need protection for your business?
SME Flexi-Cover Plus lets you pick and choose the coverage that suits you best
What is SME Flexi-Cover Plus?
Designed with the need of SMEs in mind, SME Flexi-Cover Plus is a comprehensive business protection package that gives you the freedom to tailor your own
protection plan.
It provides a unique range
of core protection sections you can pick and choose from to suit your budget and prevailing protection needs.
SME Flexi-Cover Plus is a Shariah-compliant protection package and is available to a wide range of Malaysian SMEs. By signing-up for SME Flexi-Cover Plus, you will be able to enjoy a share in any potential surplus generated.*
* Full details are available in the actual Takaful Certificate.
Why choose SME Flexi-Cover Plus?
SME Flexi-Cover Plus offers a ’perfect fit’ for your business!
Unique flexibility
Unlike traditional ’one size fits all’ protection packages, SME Flexi-Cover Plus gives you the freedom to pick and mix your core coverage from a range of protection sections offered.^ This unique flexibility also enables you to customise your coverage to suit your budget or protection needs.
Value for money
If your business has a low risk profile or is located in a modern building with superior security and fire protection, you pay a lower contribution with SME Flexi-Cover Plus.
Convenience and peace of mind
It can be difficult to remember when your coverage is up for renewal or to increase your coverage during seasonal or high-risk periods.
SME Flexi-Cover Plus relieves you of these burdens by:
Automatically renewing your certificate(s) so you’re always covered
Providing an automatic 25% increase in the Sum Covered to protect
your stocks during festive periods
Providing a simple, hassle-free signing-up process
Key features and benefits Enjoy comprehensive protection for common misfortunes that a business is likely to face, such as:
Damage caused by fire, thunderstorms, or earthquakes
Damage or losses due to theft (burglary), personal assault, loss of
money or glass breakage
Legal liabilities from customers or employees who may sustain
accidents on your premises
^ Fire Protection is an optional benefit. By choosing to take up Fire Protection as part of your package, you will stand to enjoy savings on your contribution for other coverage.
^ The Liability Protection section must be selected with the Crime and Asset Protection section upon signing-up. The Liability Protection section is not available as a stand-alone section.
To find out more, visit any of HSBC Bank Malaysia Berhad’s branches today or call 1-800-88-9659.
Kindly note that the information set out in this page is merely to inform the public of the range of our products / proposed products - all such products are ultimately subject to the provisions contained in each of their respective Takaful Certificates.
